Category : Personal Finance : Business & Finance

Risks of a Roth IRA

Personal Finance
Roth IRA regulations imposed by the IRS could result in tax and penalties if you do not understand them.TAX TIME image by brelsbil from Fotolia.comA Roth Individual Retirement Account (IRA) reverses the contribution and distribution paradigm originated by its sibling, the traditional IRA....

What Is Cash Reserve Ratio?

Personal Finance
When you deposit, say, $100 in your bank account, that money doesn't just sit there in a drawer waiting for you to take it out again. The bank puts it to use by lending it out to other customers. However, the bank does have to hold on to a certain percentage of its deposits so that it has money avai